If you’re planning a trip to Europe, you’ll undoubtedly have a lot of prep work to do. You’ll need to book your flights and accommodations, research your destination, and pack your luggage. But have you considered purchasing travel insurance?
While travel insurance is often thought of as an unnecessary expense, it can be a lifesaver in an emergency. That’s particularly true if you’re planning a longer trip, such as a 90-day journey throughout Europe.
Here are a few reasons why you should consider purchasing 90-day travel insurance before you embark on your next European adventure:
Protection against Medical Emergencies
No one plans to get sick or injured on vacation, but it can happen. A lot can go wrong, especially when you’re abroad. From food poisoning to an accident on a hiking trail, there are plenty of ways that you or a traveling companion could need medical attention.
If you have 90-day travel insurance, you’ll be covered for medical expenses incurred while traveling. Depending on your plan, this could include hospital stays, doctor visits, and emergency transportation. You’ll have peace of mind knowing that if something goes wrong, you won’t be stuck with an astronomical bill.
Peace of Mind When Traveling during COVID-19 Pandemic
The COVID-19 pandemic has made travel more complicated than ever before. Many countries have travel restrictions and quarantine requirements in place, and travelers need to be vigilant about protecting their health.
If you’re traveling during the pandemic, 90-day travel insurance can provide additional peace of mind. Some plans may cover medical expenses related to COVID-19, such as testing or treatment. Others may offer trip cancellation coverage if you’re required to quarantine before your trip.
Protection against Trip Interruptions and Cancellations
Even the most meticulously planned trip can be derailed by unforeseen circumstances. A family emergency, severe weather, or a canceled flight can all result in a trip interruption or cancellation. If this happens, you could be out thousands of dollars in non-refundable expenses.
90-day travel insurance can protect you from financial losses due to trip interruptions or cancellations. This coverage can reimburse you for expenses such as canceled flights, pre-paid tours, and non-refundable hotel reservations. You’ll be able to recoup your costs and reschedule your trip without worrying about losing money.
Access to Emergency Assistance
If you’re traveling in a foreign country where you don’t speak the language or are unfamiliar with local customs, it’s essential to have access to emergency assistance. 90-day travel insurance can provide this peace of mind by offering 24-hour assistance services.
These services may include help with lost or stolen passports, translation services, or emergency cash transfers. Having access to these resources can make a huge difference in an emergency situation and may even save your life.
Conclusion
If you’re planning a 90-day trip to Europe, it’s wise to invest in travel insurance. Not only will this coverage protect your finances in case of a trip interruption or cancellation, but it also offers medical coverage and emergency assistance. With the added uncertainty of the COVID-19 pandemic, travel insurance is more crucial than ever before. Before you embark on your next adventure, make sure you have the coverage you need to protect your health and financial well-being.
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