Why Travel Insurance Is Essential for Sapphire Reserve Cardholders
If you’re a frequent traveler and use the Sapphire Reserve card, you’re well-aware of its fantastic benefits – airport lounge access, generous rewards, and much more. However, even with all the perks that come with the card, one should not overlook the importance of a travel insurance policy. Here, we’ll look at how travel insurance can offer an added layer of security for Sapphire Reserve cardholders.
Protection Against Trip Cancellation
One of the most significant advantages of travel insurance is that it safeguards against trip cancellations or interruptions. In case you fall ill or face an emergency, comprehensive travel insurance covers associated costs such as flight and hotel rebooking fees. The Sapphire Reserve card covers up to $10k for eligible trips, but that is still limited. A travel insurance policy can extend this coverage and ensure that you don’t incur any costs when you’re forced to cancel or delay your travel plans.
Medical Emergencies
It’s crucial to have adequate medical coverage when traveling internationally, especially outside one’s home country. Travel health insurance policies can cover costly medical bills, including emergency evacuation, hospitalization, and many more. Without adequate coverage, you risk paying thousands of dollars in medical bills. The Sapphire Reserve card covers medical costs up to $10k, but this may be significantly less than what you need in case of a severe injury or illness.
Reimbursing Lost or Delayed Baggage
A lost or delayed bag can be a nightmare for a traveler. Sapphire Reserve cardholders get coverage of up to $100 per day in case of a lost or delayed baggage, but a travel insurance policy can extend this coverage further. Depending on the policy you choose, travel insurance can reimburse you for your lost, stolen, or damaged items. This coverage extends not only to baggage but also to camera equipment or other valuable items that you may be carrying.
Emergency Assistance and Travel Support
Lastly, having travel insurance provides a 24/7 helpline for emergency assistance and travel support. When you’re in a foreign country and facing an emergency, you’ll need a reliable source of information and support. A travel insurance policy can provide you with advice or help arrange your travel plans in case of unforeseen circumstances.
To sum up, even with the many benefits that come with using the Sapphire Reserve card, investing in travel insurance is an essential step for frequent, international travelers. While it may seem like an added expense, travel insurance can offer an added layer of security when a situation arises. With the added benefits of medical coverage, protection against trip cancellation or interruption, lost or delayed baggage, and emergency assistance, the peace of mind and confidence to travel comfortably and confidently is worth any cost.
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