Why Every UK Resident Needs a Global Health Insurance Card
In recent years, UK residents have been shifting their focus towards traveling abroad on holidays, business trips or pursuing education opportunities. While international travel opens up several opportunities for cultural exchange and exploration, it also poses certain risks, especially when it comes to the health aspects. In such situations, having a Global Health Insurance Card (GHIC) becomes crucial.
What is GHIC?
GHIC is a document that entitles its holder access to medical treatment in the European Union (EU) countries. It replaced the former European Health Insurance Card (EHIC), which was issued to UK residents before Brexit. The card has no cost, and you can apply through the official UK Government website.
Why GHIC is Essential for UK Residents
1. Access to Healthcare without Incurring Huge Costs:
While within the EU, the card offers access to medical treatment similar to that offered to European citizens in their respective countries. This essentially means that UK residents can receive medical care under the country’s state healthcare system of the host country at little or no costs.
2. Covers Pre-existing Medical Conditions:
Unlike other types of insurance covers, GHIC covers those with pre-existing medical conditions. Therefore, it offers UK citizens an opportunity to receive treatment for any medically pre-existing conditions without an additional cost.
3. Peace of Mind:
One of the essential benefits of GHIC is peace of mind for UK citizens. Having the card eliminates the fear of a medical emergency while traveling abroad and the possibility of incurring a substantial medical bill.
How to Apply for GHIC
Applying for the GHIC is straightforward and can be done on the official UK Government website. The only requirement is being a UK citizen or a citizen of a country with reciprocal healthcare agreements with the UK. You need to enter personal details and wait for a GHIC application to be processed and sent to you.
Conclusion
In conclusion, Global Health Insurance Card (GHIC) is a critical document for UK residents that cannot be overlooked while traveling abroad. The card offers immense benefits such as access to free or low-cost medical care in an emergency, access to the medical systems of EU countries, and coverage of pre-existing medical conditions. UK citizens should, therefore, ensure they obtain their GHIC before setting out on any international travel plans.
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