Why 17 Year Olds Need Travel Insurance and What to Look for When Buying It

Why 17 Year Olds Need Travel Insurance and What to Look for When Buying It

Traveling is an exciting and enriching experience that provides ample opportunities for exploration and learning. However, it is not without its risks, especially for young travelers. With increased exposure to unfamiliar environments and potential accidents, travel insurance becomes a crucial safety net for both the traveler and their guardians. In this article, we will discuss why 17-year-olds need travel insurance and what to look for when buying it.

Why 17-year-olds need travel insurance?

Seventeen-year-olds are on the cusp of adulthood and are often eager to travel independently to explore the world. While they may be legally allowed to travel alone, they still lack the experience and wisdom to navigate unforeseen circumstances and emergencies that may arise during their travels. Therefore, travel insurance provides a safety net that helps parents and guardians to ensure that their children are protected in the event of any unforeseen events.

What to look for when buying travel insurance for 17-year-olds?

When selecting travel insurance for 17-year-olds, it is essential to ensure that the policy covers the specific needs of the young traveler. Here are some factors to consider:

Health and medical cover

Young travelers are typically healthy and may not see the need for medical cover. However, accidents and illnesses can happen, and the costs associated with them can be astronomical. Therefore, ensure that the travel insurance policy covers reasonable medical expenses, emergency medical repatriation, and hospitalization costs, among other things.

Loss or theft of property

Young travelers are also vulnerable to theft or loss of property. Make sure that the policy covers the costs of replacing lost or stolen items such as passports, mobile phones, or travel documents.

Flight changes and cancellations

Flight changes and cancellations can be inconvenient, and they can cause significant disruptions to travel plans. Therefore, ensure that the travel insurance policy covers the cost of flight cancellations and trip interruptions.

Adventure sports

Many 17-year-olds engage in adventurous sports such as water sports, skiing, and snowboarding. However, these sports are high-risk, and accidents can occur. Check that the travel insurance policy covers adventure sports and other high-risk activities.

24-hour emergency assistance

Finally, ensure that the travel insurance policy offers 24-hour emergency assistance. Young travelers may find themselves in unfamiliar situations and may require immediate assistance. Therefore, ensure that the policy offers access to emergency services and assistance.

Conclusion

In conclusion, travel insurance is vital for 17-year-olds who are eager to explore the world. With a comprehensive travel insurance policy, parents and guardians can rest assured that their children are protected in the event of unforeseen circumstances and emergencies. When buying travel insurance, ensure that the policy covers health and medical expenses, loss of property, flight changes and cancellations, adventure sports, and emergency assistance. With these factors in mind, young travelers can embark on their adventures safely and confidently.