Understanding Universal Credit and Limited Capability for Work
Universal Credit is a government scheme that offers financial support to those who are on a low income, out of work or unable to work due to illness or disability. One of the eligibility criteria for Universal Credit is the Limited Capability for Work. In this blog, we’ll be discussing what Limited Capability for Work means and how it affects Universal Credit.
What is Limited Capability for Work?
Limited Capability for Work (LCW) is a term used to describe those who are unable to work due to illness or disability. If you have LCW, you may be eligible for Universal Credit or Employment and Support Allowance (ESA). To qualify for LCW, you need to have a health condition or disability that affects your ability to work.
How is LCW Determined?
The assessment for LCW is typically carried out by a healthcare professional who specializes in assessing how an individual’s health condition or disability affects their ability to work. The healthcare professional will carry out an assessment called the Work Capability Assessment (WCA). The WCA assesses a person’s ability to carry out a range of work-related activities, such as standing, sitting, and carrying out manual tasks.
What Support is Available for those with LCW?
If you have LCW and are receiving Universal Credit, you may be able to receive additional financial support. This could be in the form of a work allowance, which allows you to earn a certain amount of money without it affecting your Universal Credit payments. You may also be able to receive housing support if you’re struggling to pay your rent due to your health condition or disability.
Case Study
Mrs. Jenkins is 40 years old and has been diagnosed with multiple sclerosis. She has been unable to work for the last six months due to the severity of her symptoms. Mrs. Jenkins has been receiving Universal Credit but has struggled to make ends meet due to her health condition. Following an assessment, it was determined that Mrs. Jenkins has Limited Capability for Work. She was awarded a work allowance and additional housing support to help her manage her finances.
Conclusion
Limited Capability for Work is an essential aspect of Universal Credit, providing financial support to those who are unable to work due to illness or disability. If you believe that you have LCW, it’s important to speak to your local job center or apply for Universal Credit online to determine your eligibility and access the financial support you need.
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