Understanding UMR Health Insurance: Everything You Need to Know
In today’s world, health insurance is an imperative component of our lives. It helps us in countering unforeseen expenses that arise from medical emergencies. As a result, many insurance companies have popped up, each with unique selling propositions and services.
One such company is UMR Health Insurance. It is a leading provider of self-funded health benefit plans and third-party administration services. UMR Health Insurance services millions of subscribers across the United States, delivering exceptional customer satisfaction and coverage.
In this article, we’ll be discussing everything you need to know about UMR Health Insurance, from its origins to its present state, and everything in between.
History of UMR Health Insurance
UMR Health Insurance was introduced in the year 1983. It began as a subsidiary of United Healthcare, specializing in self-insured insurance. The company offered risk management and administrative services to small employers.
UMR was purchased by UHG (United Healthcare Group) in 1997, which enabled them to expand their services even further. At the time, UMR had just over 500,000 enrolled members. Today, UMR has over five million members enrolled in its medical plans.
What makes UMR Health Insurance unique?
UMR Health Insurance is unique in that it offers both self-insured and fully-insured health plans to its clients. This means that clients who prefer to fund their medical plans can do so, giving them more control over their healthcare spending.
Another unique feature offered by UMR Health Insurance is its personalized service. The company has dedicated teams that are experts in dealing with clients in different industries. This enables them to offer tailored solutions to each client.
UMR Health Insurance is also known for their exceptional customer service. The company believes in building long-standing relationships with their clients, which helps to build trust and confidence in their brand.
Health Plans offered by UMR Health Insurance
UMR Health Insurance offers a wide range of health plans, including:
1. Comprehensive medical plans
UMR Health Insurance offers comprehensive medical plans that cover a wide range of healthcare costs. Their plans are designed to cater to the specific requirements of their clients.
2. Ancillary benefits
UMR offers ancillary benefits like dental, vision, and disability insurance. These benefits can be added to the comprehensive medical plans offered by UMR.
3. Wellness programs
UMR Health Insurance offers wellness programs to help people maintain good health. These programs include health coaching, smoking cessation programs, weight management programs, and more.
4. Pharmacy benefits
UMR offers access to prescription drugs through their pharmacy benefits department. They work with clients to ensure that their drugs are affordable and accessible.
UMR Health Insurance has options for large corporations, small-to-medium-sized businesses, and individuals. Their plans are designed to fit the specific needs of each client, giving them more control over their healthcare spending.
Conclusion
In conclusion, UMR Health Insurance offers a unique service to its clients. With a wide range of customized health plans, ancillary benefits, and wellness programs, UMR ensures that all their clients’ healthcare needs are catered to. Their exceptional customer service, combined with expertise in dealing with clients in different industries, makes them a leading player in the healthcare industry.
If you’re looking for a health insurance company that offers a wide range of services, tailored solutions, and exceptional customer service, UMR Health Insurance may be the right choice for you.
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