Understanding NC Health Choice: What You Need to Know
If you’re a parent and you reside in North Carolina, chances are you’ve heard of a program called NC Health Choice. With so much information out there, it can be overwhelming to understand what it entails. Fortunately, this article will break down the basics of the program.
What is NC Health Choice?
NC Health Choice is a government-sponsored health insurance program in North Carolina. It is intended to provide children with affordable health insurance coverage. Also known as Children’s Health Insurance Program (CHIP), the program was created by the federal government in 1997 to offer health insurance coverage to uninsured children.
Who is Eligible for NC Health Choice?
Most children in North Carolina are eligible for NC Health Choice if they are under the age of 19, not Medicaid eligible, and live in North Carolina. However, income restrictions vary when it comes to eligibility.
The income requirements for NC Health Choice is determined based on the number of individuals in a household and the household income. For instance, as of 2021, a household with two individuals can qualify if the gross monthly income is below $3,632, while a household of six individuals can qualify if the gross monthly income is below $7,764.
How to Apply for NC Health Choice
To apply for NC Health Choice, visit the North Carolina Department of Health and Human Services’ website or call your local health department. The application process is straightforward, and you will need to provide financial information for the child, including details about income and expenses. Based on income, your child may qualify either for Medicaid or NC Health Choice.
Benefits of NC Health Choice
NC Health Choice provides a variety of benefits to eligible participants, including doctor visits, dental care, and prescription drugs, vision, speech, and hearing services, hospital inpatient and outpatient services, and emergency room care. There is also no cost for preventive care such as check-ups, vaccinations, and screenings.
Conclusion
In conclusion, NC Health Choice is a valuable program to make sure your children are provided with adequate health insurance coverage. It is a fantastic way to ensure your children have access to the best health care options available, regardless of their financial situation. With the program’s variety of benefits and straightforward application process, you can rest easy knowing that your children’s health is in good hands.
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