Top 5 Personal Loan Offers You Need to Check Out
If you’re in need of urgent cash, personal loans can be a lifesaver. They offer a means to fund unexpected expenses, consolidate debt and cover emergencies.
With a plethora of options available in the market, it can be overwhelming to choose the best personal loan offer. To simplify your search, we have collated the top 5 personal loan offers you need to check out before making a decision.
1. SoFi Personal Loan
SoFi is an online lender that offers personal loans with low rates and no fees. Borrowers can get loans ranging from $5000 to $100,000, with flexible terms of 2 to 7 years. Besides, SoFi offers a range of benefits including rate discounts, unemployment protection, and career coaching services.
2. Marcus by Goldman Sachs Personal Loan
Marcus by Goldman Sachs is another popular personal loan lender that offers competitive rates and no fees. Borrowers can get loans ranging from $3500 to $40,000, with flexible terms of 3 to 6 years. Besides, Marcus offers a unique feature of allowing borrowers to defer payments after making on-time payments for a year.
3. Discover Personal Loan
Discover is a well-established name in the financial industry, and it offers personal loans with competitive rates and no fees. Borrowers can get loans ranging from $2500 to $35,000, with flexible terms of 3 to 7 years. Besides, Discover offers a unique feature of allowing borrowers to return the full loan amount within 30 days without interest or fees.
4. LightStream Personal Loan
LightStream is another online lender that offers personal loans with low rates and no fees. Borrowers can get loans ranging from $5000 to $100,000, with flexible terms of 2 to 7 years. Besides, LightStream offers a unique feature of offering a rate beat program, where it exceeds the rate offered by another lender by 0.10%.
5. U.S. Bank Personal Loan
U.S. Bank is a national lender that offers personal loans with competitive rates and no fees. Borrowers can get loans ranging from $1000 to $25,000, with flexible terms of 1 to 5 years. Besides, U.S. Bank offers a unique feature of offering a rate discount program for existing customers and autopay option.
In conclusion, personal loans can be an excellent means of funding unexpected expenses or consolidating debt. However, it’s crucial to choose the right lender and loan that suits your financial requirements. We hope that our list of top 5 personal loan offers will help you make an informed decision.
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