There are many lenders out there who offer personal loans at 0 interest, but not all of them are created equal. It can be challenging to find the right lender that suits your needs and financial goals. However, to help you out, we’ve compiled a list of the top five lenders who offer personal loans with 0 interest rates:
1. Tally
Tally is an app-based lender that offers personal loans at 0% interest. This lender is unique in that it requires borrowers to have a credit score of at least 660. Tally’s personal loans come with a range of terms up to 60 months, and loan amounts can vary from $2,000 to $20,000.
2. Marcus by Goldman Sachs
Marcus by Goldman Sachs is another lender that offers 0-interest personal loans. This lender offers loans in a range of terms up to 72 months, and loan amounts vary from $3,500 to $40,000. One of the standout features of Marcus is that it offers a 10-day grace period before your first payment is due.
3. SoFi
SoFi offers personal loans with 0 interest rates for a variety of purposes, including debt consolidation, home improvement, and other personal expenses. Loan amounts range from $5,000 to $100,000, and terms last up to seven years.
4. LightStream
LightStream is a division of SunTrust Bank that offers personal loans with 0% interest. Loan amounts range from $5,000 to $100,000, and terms can last up to 12 years. LightStream also offers a Rate Beat Program, which means that if you find a better rate elsewhere, LightStream will beat it by 0.10%.
5. Payoff
Payoff is a lender that focuses on helping borrowers pay off high-interest credit card debt. This lender offers personal loans at 0 interest rates and requires a minimum credit score of 640. Loan amounts range from $5,000 to $40,000, and terms can last up to five years.
In conclusion, there are many lenders out there that offer personal loans with 0 interest rates. It’s important to do your research and weigh the options carefully before choosing the lender that’s right for you. Consider factors such as loan amounts, repayment terms, and eligibility requirements. By considering these factors, you can get the best personal loan deal that fits your needs.
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