TOP 5 BEST PERSONAL FINANCE APPS IN 2021
Managing personal finances is a crucial aspect of our lives. With the advent of technology, managing money has become easier, faster, and more convenient than ever before. Personal finance apps are gaining popularity rapidly, and with good reason. They help users keep track of their spending, saving, and investments, all in one place, and in real-time. In this article, we will explore the top 5 best personal finance apps in 2021 that can help you manage your money better.
1. Mint
Mint is one of the most popular personal finance apps that has been on the market for over a decade. With Mint, you can connect all your accounts in one place and track your expenses and bills. It categorizes your expenses and provides a clear view of where your money is going. One of the most significant advantages of Mint is that it is free to use and available on both iOS and Android platforms.
2. Personal Capital
Personal Capital caters to users who have higher net worth and more significant financial portfolios. It offers a complete overview of your finances, including all your accounts, investments, debts, and assets. It has an investment checkup tool that provides an analysis of your portfolio and suggests ways to optimize it. Personal Capital is free to use, but a premium service is available for users who need more specialized financial advice.
3. You Need A Budget (YNAB)
YNAB is a popular budgeting app that offers a unique methodology to budgeting. It focuses on budgeting your money based on your income, and it changes every month, making it easier to plan for unexpected expenses. YNAB offers a trial period of 34 days, after which it costs $11.99 per month. Users have reported significant improvements in their financial situation by using YNAB.
4. Acorns
Acorns is a personal finance app that makes investing easy. It allows users to invest small amounts of money by rounding up their purchases to the nearest dollar and putting the extra money towards investment. It also offers a retirement account and a checking account with no fees. Acorns has a user-friendly interface and is free to use for accounts under $1,000.
5. PocketGuard
PocketGuard is a budgeting app that offers an automatic tracking feature to keep your spending in check. It categorizes your transactions and helps you plan for bills by taking into account your income, expenses, and savings goals. PocketGuard also provides an accurate forecast of your cash flow for the upcoming months. It is free to use for basic features, but a premium version is available with additional features.
In conclusion, managing personal finances is an essential skill we all need. Personal finance apps can help us achieve our financial goals by providing a complete overview of our finances. Mint, Personal Capital, YNAB, Acorns, and PocketGuard are some of the best personal finance apps that can help you manage your money better. These apps offer unique features and cater to different needs, so choose the one that suits your specific requirements and start managing your money like a pro.
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