Top 5 Best Credit Card Business Options for Small Business Owners
As a small business owner, it’s important to have access to credit card options that cater specifically to your business needs. Not only does this allow for easier cash flow management, but it also provides valuable perks and rewards that can help grow your business. Here are the top five best credit card business options for small business owners:
1. Chase Ink Business Cash
The Chase Ink Business Cash credit card is a great option for small business owners looking to earn rewards without an annual fee. With this credit card, you’ll earn 5% cash back on office supplies, internet, cable, and phone services, as well as 2% cash back at gas stations and restaurants. Plus, you’ll earn a $750 cash bonus after spending $7,500 within the first three months of opening the card.
2. American Express Business Gold Card
For small business owners looking for more flexibility, the American Express Business Gold Card is a great option. This credit card allows you to choose which categories you want to earn rewards in, such as travel, advertising, or shipping. Plus, you’ll receive 35,000 bonus Membership Rewards points after spending $5,000 within the first three months of opening the card.
3. Capital One Spark Cash for Business
The Capital One Spark Cash for Business credit card offers a flat 2% cash back on all purchases, making it a great choice for small business owners who want to earn rewards without the hassle of keeping track of different spending categories. Plus, you’ll receive a $500 cash bonus after spending $4,500 within the first three months of opening the card.
4. Wells Fargo Business Secured Credit Card
Small business owners just starting out may have trouble getting approved for traditional credit cards. That’s where the Wells Fargo Business Secured Credit Card comes in – it allows you to build credit with responsible use while also earning rewards, such as 1.5% cash back on all purchases. Plus, the credit limit can be as high as $25,000, depending on the amount of your security deposit.
5. Bank of America Business Advantage Cash Rewards Mastercard
Another great option for small business owners looking to earn cash back is the Bank of America Business Advantage Cash Rewards Mastercard. With this credit card, you’ll earn 3% cash back on purchases in a category of your choice (such as gas stations, travel, or office supply stores), as well as 2% cash back at restaurants. Plus, you’ll receive a $300 statement credit after spending $3,000 within the first 90 days of opening the card.
In conclusion, having the right credit card can make a significant difference for small business owners. By selecting one of these top five credit card options, you can enjoy valuable rewards, cashback, and more while simultaneously growing and maintaining your small business.
(Note: Do you have knowledge or insights to share? Unlock new opportunities and expand your reach by joining our authors team. Click Registration to join us and share your expertise with our readers.)