Top 10 Health Insurance Companies to Consider in 2021

Introduction

Health insurance is a vital form of coverage that ensures individuals and families can afford quality healthcare. With so many options available, it can be challenging to find the right provider. This article will review the top 10 health insurance companies to consider in 2021, assisting you in making an informed decision.

1. UnitedHealthcare

UnitedHealthcare is the largest healthcare insurer in the United States, with over 70 million members. They offer comprehensive coverage options, including dental, vision, and disability. UnitedHealthcare also provides telemedicine services, making virtual consultations and appointments accessible.

2. Aetna

Aetna offers competitive insurance plans that cover a range of medical services, including vaccinations and preventative care. They also have an app that allows members to access their plan details and find in-network providers quickly.

3. Blue Cross Blue Shield

Blue Cross Blue Shield is a national insurance provider that operates in 36 states. They offer a variety of plans, including Health Savings Account (HSA) options, allowing individuals to save money tax-free for medical expenses.

4. Humana

Humana is an excellent option for seniors looking to find comprehensive healthcare coverage, offering Medicare Advantage options with low premiums and broad coverage. They also have Humana Pharmacy, an online prescription service that delivers medications to your door.

5. Kaiser Permanente

Kaiser Permanente is a non-profit healthcare provider that offers insurance coverage in eight states. They operate their medical facilities, offering doctors and specialists for all aspects of healthcare. Kaiser Permanente also has an app that allows members to schedule appointments, view test results and communicate with their care team.

6. Cigna

Cigna is a global insurance provider that offers custom plans for individuals and businesses, including life and disability insurance. Cigna members also have access to their Health Improvement Program, which provides personal coaching and support for lifestyle changes.

7. Oscar

Oscar is a new, innovative insurance provider that offers plans in select states. They are known for their user-friendly digital platform, making it easy for members to find care and manage their coverage. Oscar also provides 24/7 access to their team of dedicated nurses.

8. Molina Healthcare

Molina Healthcare is a low-cost option for those with low income or limited financial resources. They provide Medicaid managed care services in nine states and Puerto Rico, offering comprehensive coverage options.

9. Bright Health

Bright Health is an emerging insurance provider that offers affordable plans with broad coverage options. They have partnered with healthcare providers to offer coordinated care that prioritizes the member’s overall well-being.

10. Medica

Medica is a locally-based insurance provider that offers coverage in five states, including Medicare Advantage and Marketplace plans. They provide personalized customer service and have a network of over 60,000 providers.

Conclusion

Choosing the right health insurance provider is essential to ensure you have access to quality healthcare when you need it. These top 10 health insurance companies provide comprehensive coverage with unique benefits to meet your specific healthcare needs. Consider your unique situation and compare plan options to choose the right provider that meets your needs and budget.