PhilHealth is a non-profit government agency that provides affordable health insurance to all citizens of the Philippines. It covers a broad range of medical expenses, including hospitalization, outpatient services, and even emergency room services.
The agency has been around for decades, and its primary goal is to ensure that every Filipino has access to quality health care. If you’re a Filipino citizen, becoming a member of PhilHealth is a must. Here’s everything you need to know about PhilHealth membership:
Eligibility Requirements
All Filipino citizens, including those working or residing abroad, are eligible to become a member of PhilHealth. Even overseas Filipino workers can register and enjoy the benefits of PhilHealth.
PhilHealth Membership Categories
There are several membership categories available for Filipinos interested in joining PhilHealth. These categories include:
– Individually Paying Members – These are self-employed individuals who want to avail of the insurance coverage.
– Overseas Filipino Workers – These are Filipinos working abroad who want to ensure their eligibility to get the insurance benefits when they go back home.
– Sponsored Members – These are individuals who are sponsored by either their local government units or the Philippine government.
– Lifetime Members – These are seniors who have paid at least 120 months of premiums to PhilHealth and have reached the age of 60.
Benefits of PhilHealth Membership
Membership to PhilHealth comes with several benefits, including:
– Access to comprehensive healthcare services at accredited healthcare institutions
– A hundred percent coverage for medical expenses for serious illnesses under case rate packages
– Access to maternity benefits for women, including normal delivery and caesarean delivery
– Four hundred fifty pesos (Php. 450) daily hospital income benefit for those confined for at least a day in a PhilHealth accredited hospital
How to Enroll in PhilHealth
Enrollment in PhilHealth is easy and straightforward. Here are the steps involved:
– Fill out a PhilHealth Membership Registration Form and submit it to the nearest PhilHealth office together with one valid ID
– Pay the applicable premium depending on your membership category
– Wait for your PhilHealth ID to be issued
PhilHealth Premiums
The amount of PhilHealth premium to be paid depends on your membership category. Individually Paying Members’ premium starts at Php. 300 per month. On the other hand, for Sponsored Members, their premium is usually sponsored by their corresponding local government unit or government agency.
PhilHealth is an essential agency that every Filipino should be aware of, and becoming a member is a must. Knowing the benefits, categories and eligibility requirements of PhilHealth membership can make a significant difference in healthcare costs. By enrolling in PhilHealth, you are securing the future of yourself and your family’s health.
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