Yeshasvini Health Insurance is a product of the Government of Karnataka and aims to make healthcare affordable for low-income people. The scheme is a cashless health insurance program specifically designed for farmers, laborers, and people from the unorganized sector. Launched in the year 2003, the scheme is operated by the Karnataka government-run Karnataka State Farmers’ Association and is implemented in partnership with several leading hospitals.
The Benefits of Yeshasvini Health Insurance Scheme in Karnataka
The Yeshasvini Health Insurance Scheme in Karnataka offers several benefits for people from low-income backgrounds. These include cashless medical insurance coverage, no age limit, and no pre-existing conditions. Moreover, the scheme covers hospitalization expenses, including the surgical procedures of the beneficiaries, and emergency medical expenses.
One of the key advantages of the Yeshasvini Health Insurance Scheme in Karnataka is that it does not require any income certificate. The scheme operates on a premium-based model, and the premium is set at an affordable rate, which is paid by the beneficiaries.
The scheme also has a wide network of more than 200 private hospitals and government hospitals in Karnataka, providing quality medical care to the insured. The hospitals in this network offer modern medical facilities, state-of-the-art equipment, and experienced medical staff.
Eligibility Criteria of Yeshasvini Health Insurance Scheme in Karnataka
To be eligible for the Yeshasvini Health Insurance Scheme in Karnataka, there are certain criteria that must be met. Firstly, the beneficiaries must belong to the unorganized sector, which includes farmers, laborers, and self-employed workers.
Secondly, the beneficiary must be a resident of Karnataka and have proof of residence such as an Aadhaar card, voter ID, or ration card.
Thirdly, the beneficiary cannot avail of the scheme if they already have any other medical insurance policy.
Conclusion
The Yeshasvini Health Insurance Scheme in Karnataka is a game-changer for people from low-income backgrounds who cannot afford expensive medical treatments. The scheme is a cashless health insurance program designed to provide affordable medical care to farmers, laborers, and people from the unorganized sector. With its wide network of hospitals and affordable premiums, the Yeshasvini Health Insurance Scheme in Karnataka is an essential scheme that can help promote healthcare accessibility and financial stability for those in need.
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