Everything you need to know about the UK Global Health Insurance Card: Benefits, eligibility, and how to apply

If you’re a UK citizen or a permanent resident living in the UK, you may be eligible for a Global Health Insurance Card (GHIC). This card allows you to access state-provided healthcare in the European Union (EU), European Economic Area (EEA), and Switzerland at a reduced cost or for free. In this article, we’ll cover everything you need to know about the UK GHIC, including its benefits, eligibility, and how to apply for one.

What is a UK GHIC?

The UK GHIC, also known as the European Health Insurance Card (EHIC), is a card that UK citizens and permanent residents can use to access state-provided healthcare in the EU, EEA, and Switzerland. It covers necessary medical treatment for any pre-existing medical conditions or emergency medical care, maternity care, and routine care for chronic illnesses. It is not a substitute for travel insurance, and it doesn’t cover private healthcare or the cost of repatriation to the UK.

Benefits of having a UK GHIC

Having a UK GHIC can provide you with several benefits, including:

• Free or reduced-cost medical treatment in the EU, EEA, and Switzerland
• Access to necessary medical treatment for pre-existing medical conditions or emergency medical care
• Maternity care and routine care for chronic illnesses
• Peace of mind when traveling in the EU, EEA, and Switzerland

Eligibility for a UK GHIC

To be eligible for a UK GHIC, you must be a UK citizen or a permanent resident living in the UK. You can apply for a GHIC if you’re:

• Living in the UK and entitled to a UK state pension
• Living in the UK and entitled to statutory sick pay or employment and support allowance
• Living in the UK and named on a valid S1 form (formerly known as E106 or E109)
• A UK student studying in the EU, EEA, or Switzerland
• A UK worker posted to the EU, EEA, or Switzerland

How to apply for a UK GHIC

You can apply for a UK GHIC by visiting the official GHIC website or through the NHS website. The application process is straightforward, and you’ll need your National Insurance number and personal details to complete the application. The GHIC is free of charge, and you should receive it within ten working days.

Conclusion

In summary, having a UK GHIC can provide you with peace of mind when traveling in the EU, EEA, and Switzerland. It’s important to note that the GHIC is not a substitute for travel insurance and doesn’t cover private healthcare or repatriation costs. To apply for a GHIC, visit the official GHIC website or the NHS website. Make sure to have your National Insurance number and personal details ready before beginning the application process.