As a business owner, you want to make sure that your transactions go as smoothly as possible. One thing that can get in the way of this is hitting your Zelle limit. Here are some best practices to help you avoid this:
1. Know your Zelle limit – Each bank and credit union sets its own Zelle limit, so it’s important to know what yours is. This will help you plan ahead and avoid hitting the limit accidentally.
2. Use multiple accounts – If you have multiple business accounts, consider using Zelle on each of them. This will allow you to transfer money between accounts without hitting the limit on any one account.
3. Schedule payments in advance – If you know that you need to make a large payment, consider scheduling it in advance. This will give you time to make multiple payments if necessary to avoid hitting the Zelle limit.
4. Keep track of your transactions – It’s important to keep track of all your Zelle transactions so that you can avoid hitting the limit accidentally. This can be done by using a spreadsheet or a budgeting app.
5. Consider other payment methods – If you find that you are hitting the Zelle limit frequently, consider using other payment methods such as wire transfers or ACH transfers. These methods may have higher fees, but they can be more reliable for larger transactions.
In conclusion, hitting your Zelle limit can be frustrating, but there are ways to avoid it. By knowing your limit, using multiple accounts, scheduling payments in advance, keeping track of your transactions, and considering other payment methods, you can ensure that your transactions go smoothly without any hiccups.
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