When it comes to choosing a health insurance plan, there are a lot of factors to consider. You want a plan that fits your budget, includes your preferred doctors and healthcare facilities, and provides coverage for any pre-existing conditions or ongoing treatment you may need. But there’s another aspect of healthcare plans that often goes overlooked: the benefits.
United Health Care is one of the largest healthcare providers in the United States, covering millions of individuals and families across the country. And while most people are familiar with the basic benefits included in their UHC plans, there are several perks and advantages that you may not be aware of. Here are some top benefits you didn’t know were included in United Health Care plans:
1. Virtual Visits
In today’s age of COVID-19 and social distancing, it’s more important than ever to be able to access healthcare remotely. UHC plans include virtual visits with medical professionals through their telemedicine service, allowing you to get care from the comfort and safety of your own home. This not only saves time and money but can also help reduce the spread of sickness and disease.
2. Discounts on Health-Related Services
UHC plans offer discounts on a number of health-related services, including fitness programs, weight loss programs, and smoking cessation programs. This can help you stay healthy and improve your overall well-being while also saving money.
3. Wellness Programs
UHC offers a number of wellness programs to help you stay healthy and manage chronic conditions. These programs may include coaching, support groups, and educational resources to help you better understand your health and how to take care of yourself.
4. Prescription Drug Coverage
UHC plans include coverage for prescription drugs, which can be a significant savings for those who have ongoing medical needs. And with UHC’s OptumRx program, you can get discounts on your prescriptions and even have them delivered right to your door.
5. Health Savings Account (HSA)
For those who have a high-deductible UHC plan, you may be eligible for a Health Savings Account (HSA). An HSA allows you to save pre-tax dollars to pay for medical expenses, including deductibles and copayments. This can help you save money on healthcare costs and provide an additional tax benefit.
Overall, United Health Care plans offer a wide range of benefits and perks that may surprise you. From virtual visits to wellness programs, prescription drug coverage to HSA options, there are many reasons to choose UHC as your healthcare provider. So the next time you’re evaluating your healthcare options, be sure to consider the many benefits of United Health Care plans.
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