Top 5 Best Credit Cards for Small Businesses in 2021

As a small business owner, having access to a credit card can help you manage your finances and track your expenses. But with so many credit cards available, how can you know which one is the right fit for your business? In this article, we’ll take a look at the top 5 best credit cards for small businesses in 2021.

1. Chase Ink Business Preferred℠ Credit Card

The Chase Ink Business Preferred℠ Credit Card is a great choice for small businesses that travel frequently. This card offers 3x points per dollar on travel purchases, as well as 3x points per dollar on advertising purchases. Plus, you’ll earn 1 point per dollar on all other purchases. The card also offers a generous sign-up bonus of 100,000 points after you spend $15,000 in the first three months.

2. American Express® Business Gold Card

The American Express® Business Gold Card is ideal for businesses that spend a lot of money on advertising. This card offers 4x points per dollar on the two categories you spend the most in each billing cycle. Categories include airfare, advertising, gas, shipping, and more. You’ll also earn 25,000 points after spending $5,000 in the first three months.

3. Capital One® Spark® Cash for Business

If you want a straightforward cashback card option, the Capital One® Spark® Cash for Business is a great choice. This card offers 2% cashback on all purchases, with no limit on how much you can earn. It also provides a one-time $500 cash bonus after spending $4,500 in the first three months.

4. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a great option for businesses that travel frequently. The card offers 2x AAdvantage® miles per dollar spent on American Airlines purchases, as well as 2x miles on select business categories. You’ll also earn a sign-up bonus of 65,000 miles after spending $4,000 within the first four months.

5. Capital One® Spark® Miles for Business

The Capital One® Spark® Miles for Business card is ideal for businesses that want to earn miles on all of their purchases. Cardholders earn unlimited 2x miles per dollar on every purchase. It also provides a one-time bonus of 50,000 miles after spending $4,500 within the first three months.

Conclusion

Choosing the right credit card for your small business can be a daunting task, but it can also be rewarding. By evaluating the needs of your business, such as what categories you spend the most in and how often you travel, you can select a card that will help you earn rewards and manage your expenses. Remember to carefully read the fine print and terms and conditions of each card before deciding on the best fit for your business.