10 Next Gen Personal Finance Resources You Need to Know About

10 Next Gen Personal Finance Resources You Need to Know About

Managing personal finances is an integral part of modern life, and with the rise of technology and the internet, there are more resources available than ever. From budgeting tools to investing apps, there are many options for individuals looking to take control of their financial future. In this article, we will introduce you to ten next-gen personal finance resources that you should know about.

1. Mint

Mint is a free budgeting app that allows users to track their spending, set financial goals, and get reminders for bills. It categorizes your spending, so you can easily see where your money is going and adjust your habits accordingly. Mint also offers a credit score monitoring feature and investment tracking.

2. Personal Capital

Personal Capital is another free financial management app that offers tools for budgeting, investing, and retirement planning. It is particularly beneficial for investors as it provides access to free financial advisors and investment planning tools.

3. Acorns

Acorns is an investment app that rounds up your purchases and automatically invests the difference. It is an excellent option for individuals who want to invest but don’t have a lot of money to start with. Acorns also offers retirement accounts and custodial accounts for minors.

4. Robinhood

Robinhood is an investment app that allows users to buy and sell stocks, options, and cryptocurrency without any commission fees. It is an excellent resource for individuals who are new to investing and want to get started without incurring high fees.

5. Credit Karma

Credit Karma is a free credit monitoring app that provides users with a credit score, credit report monitoring, and personalized recommendations to improve their credit score. It also offers credit card and loan recommendations based on the user’s credit profile.

6. Truebill

Truebill is a budgeting app that helps users save money by finding and canceling unwanted subscriptions and negotiating lower bills. It also offers personalized financial advice based on the user’s spending patterns.

7. You Need a Budget (YNAB)

You Need a Budget is a budgeting tool that helps users allocate their income into different categories and plan for future expenses. It emphasizes a proactive approach to budgeting, which makes it an excellent resource for individuals who struggle to stay within their budget.

8. PocketGuard

PocketGuard is an app that allows users to sync their bank accounts and credit cards and track their spending in real-time. It offers budgeting tools, saving recommendations, and alerts for high spending.

9. Stash

Stash is an investment app that allows users to invest in individual stocks and ETFs with as little as $5. It offers educational resources and personalized investment advice based on the user’s financial goals and risk tolerance.

10. TurboTax

TurboTax is a tax preparation software that simplifies the process of filing taxes. It offers step-by-step guidance and automatically calculates deductions and credits based on the user’s financial profile. It is an excellent resource for individuals who want to save time and money when filing their taxes.

Conclusion

These ten next-gen personal finance resources offer a wide range of tools and services to help individuals manage their finances more efficiently. By using these resources, you can improve your credit score, save money, and invest wisely. They provide an excellent starting point for individuals who want to take control of their financial future.