5 Best Alternatives to Apps Like Earnin for Getting Paid Early

In modern times, financial emergencies can arise at any moment, leaving one strapped for cash. This is where early salary payment apps come in to offer a helping hand. However, if you are looking for alternatives to Earnin, one of the most popular early payment apps, you may be wondering where to turn. In this guide, we have compiled the five best alternatives to Earnin for getting paid early.

1. DailyPay

DailyPay is an excellent alternative to Earnin, and it allows you to withdraw up to $500 per day. It works with a lot of fast-food chains, hotels, and healthcare providers in the US. The app works by linking to your employer’s payroll system and can sync with almost any payroll system, making it easier for employees to access their payment quickly and conveniently.

With DailyPay, there are no hidden fees, and you only pay for what you use. You can even choose to have your earnings transferred to another bank account or a prepaid debit card if you prefer.

2. MoneyLion

MoneyLion is a versatile app that offers an array of financial products such as loans, savings accounts, credit monitoring, and early paycheck access services. The app’s early payment services allow users to access up to 50% of their earned wages, which is a high percentage compared to other apps.

Unlike other apps, MoneyLion requires a monthly membership fee of $19.99 but gives you access to other financial services. The app is accessible for both Android and Apple devices.

3. PayActiv

PayActiv is an app designed to help employees access their paychecks before payday. The app is connected to thousands of employers across the US, and employee participation is free, with no credit checks, annual fees, or interest rates. The app is available on both Android and Apple devices.

PayActiv users can access up to $500 of earned but unpaid wages in each payment period. Users are only charged a fixed fee of $5 per withdrawal, and the employer can also contribute to the fees.

4. Even

Even is one of the most popular alternative apps to Earnin, offering a comprehensive range of financial wellness tools to users. The app enables users to access their earned money up to $100 per day and $500 per pay period.

Even app does not require any fees from the user. Instead, it takes a small percentage from employers as a subscription fee. The app allows employees to budget, save, and game out their spending while helping employers to retain employees for a longer time.

5. Brigit

Brigit is an alternative app dedicated to providing overdraft protection and emergency cash to its users. The app allows you to connect to your bank account to monitor your balance, and when you’re close to zero, it will automatically deposit up to $250 to your account to avoid overdraft.

Brigit requires a subscription of $9.99 to $14.99 per month, depending on the package you choose. The app integrates well with both Apple and Android devices, and you can quickly withdraw your earnings in a matter of minutes.

Conclusion

In summary, if you are looking for a viable alternative to apps like Earnin for getting paid early, there are several other apps available that offer comparable services. The apps listed above, including DailyPay, MoneyLion, PayActiv, Even, and Brigit, are ideal options to help you get through any financial emergencies. As always, read the terms and fees of each app before deciding which one suits your needs.

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