As a family, going on vacation is definitely a memorable and exciting moment. However, traveling can be expensive, and this is where credit cards come in handy. A credit card that is specifically designed for family travel can help you earn points or miles towards airfare, car rentals, hotel stays, and other travel expenses. This article explores the top 5 best credit cards for family travel and how to choose the right one for you.
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is an excellent travel rewards credit card for families. It offers a generous sign-up bonus of 80,000 points after spending $4,000 in the first three months of account opening. Cardholders earn 2x points on travel and dining purchases and 1x point on all other purchases. The card also has no foreign transaction fees, making it ideal for international travel. Plus, Chase offers a valuable transfer partner in United Airlines, which can help families save big on airfare.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is a great option for families who prefer simplicity. It offers a sign-up bonus of 100,000 miles after spending $20,000 on purchases in the first 12 months from account opening. Cardholders earn 2x miles per dollar on all purchases with no spending categories or limits. Furthermore, miles can be redeemed at a fixed rate of 1 cent per mile, making it easy to use.
3. American Express Gold Card
The American Express Gold Card is an excellent credit card for families who love dining out. It offers a generous sign-up bonus of 60,000 points after spending $4,000 in the first six months of account opening. Cardholders earn 4x points at restaurants worldwide, 4x points at U.S. supermarkets (on up to $25,000 per year in purchases), 3x points on flights booked directly with airlines or on amextravel.com, and 1x point on all other purchases. Additionally, Amex Gold cardholders get up to a $120 statement credit each year for purchases at participating restaurants and Uber Eats.
4. Delta SkyMiles Gold American Express Card
The Delta SkyMiles Gold American Express Card is an excellent option for families who frequently fly with Delta. It offers a sign-up bonus of 70,000 SkyMiles after spending $2,000 on purchases in the first three months of account opening, as well as a $200 statement credit after making a Delta purchase in the first three months of account opening. Cardholders earn 2x miles on Delta purchases, at restaurants worldwide, and at U.S. supermarkets, and 1x mile on all other purchases.
5. Citi Premier Card
The Citi Premier Card is a flexible travel rewards credit card that can work well for families. It offers a sign-up bonus of 80,000 points after spending $4,000 in the first three months of account opening. Cardholders earn 3x points on air travel and hotels, 3x points at restaurants and supermarkets, and 1x point on all other purchases. Additionally, Citi has great transfer partners, including JetBlue, Virgin Atlantic, and Singapore Airlines, which can help families maximize their points and miles.
Conclusion
Choosing the right credit card for family travel depends on your specific travel preferences and needs. Consider your travel goals, spending habits, and credit score when selecting a credit card. Keep in mind that annual fees, sign-up bonuses, and rewards structures should be scrutinized before picking a card. With the right credit card, families can earn valuable miles and points that can be used towards memorable vacations.
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