Paying the National Health Insurance Fee: 5 Reasons Why It’s Worth It
Did you know that Taiwan has a comprehensive National Health Insurance system that covers over 99% of its population? As of 2021, the monthly premium for individuals is only NT$749 (approximately USD $26) and includes a wide range of medical services such as preventive care, hospitalization, outpatient care, and prescription drugs. Despite its low cost, some people still question whether paying the National Health Insurance fee is worth it. In this article, we’ll explore five reasons why it’s a smart investment for your health and well-being.
1. Access to High-Quality Healthcare Services
One of the most significant benefits of National Health Insurance is the accessibility to high-quality healthcare services. With over 600 hospitals and more than 20,000 clinics, patients have a variety of options, including Western and traditional Chinese medicine. Moreover, the system provides medical coverage for preventive care and regular screenings, ensuring that patients receive early detection and treatment for various illnesses.
2. Cost-Effective Medical Treatment
Medical procedures can be expensive, and without National Health Insurance, patients may have to pay out of pocket for treatments that can quickly deplete their savings. Under National Health Insurance, patients only need to pay a small percentage of the medical bill, with the rest of the costs being covered by the system. This ensures that patients can access affordable medical care without worrying about the financial burden that comes with it.
3. Protection Against Catastrophic Illnesses
Catastrophic illnesses, such as cancer or heart disease, can significantly impact one’s finances and health. National Health Insurance provides coverage for these illnesses, ensuring that patients receive the necessary medical care without worrying about its costs. This allows patients to focus on their recovery and get the medical treatment they need without financial stress.
4. Ensures Equal Access to Healthcare Regardless of Income Level
National Health Insurance is a universal health coverage system that provides access to healthcare to everyone, regardless of their income level. This allows individuals who cannot afford private insurance to access medical services that they may not have been able to afford otherwise.
5. Promotes a Healthy Society
National Health Insurance not only benefits individuals but also promotes a healthy society. By ensuring that everyone has access to healthcare, it encourages people to seek medical help when needed, leading to early detection of illnesses and better health outcomes. Moreover, the system promotes preventive care, which can reduce the incidence of chronic diseases, leading to long-term health benefits.
Conclusion
Paying National Health Insurance premiums may seem like an unnecessary expense, but the benefits of the system far outweigh its costs. From accessibility to high-quality healthcare services to cost-effective medical treatment, coverage for catastrophic illnesses, equal access to healthcare and promoting a healthy society, there are numerous reasons why paying National Health Insurance is worth it. By investing in yourself and your future health, you are also investing in your country’s health and the well-being of your community. So, the next time you receive your National Health Insurance bill, remember the value it provides and pay it with confidence.
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