5 Common Misconceptions About Phil Health You Need to Know

5 Common Misconceptions About Phil Health You Need to Know

Healthcare in the Philippines has always been a topic of concern among locals. The Philippine Health Insurance Corporation, or PhilHealth, has been the savior of many Filipinos. With over 100 million members across the country, PhilHealth has been the backbone of the government’s primary healthcare program for almost two decades. However, despite its contribution to improving healthcare in the Philippines, there are still several misconceptions about PhilHealth that need to be addressed.

Misconception #1: PhilHealth Only Covers Hospitalization

While hospitalization is the most commonly known benefit of PhilHealth, many Filipinos are unaware that PhilHealth provides plenty of other benefits. Some of the benefits include:

– Outpatient care
– Preventive health services
– Primary health care services
– Diagnostic services
– Specialty care services
– Coverage for catastrophic illnesses

Misconception #2: PhilHealth Only Covers Filipinos

Many people believe that only Filipino citizens can avail of PhilHealth. However, PhilHealth membership is not exclusive to Filipinos; non-Filipino citizens residing in the country can also apply for PhilHealth membership, given that they meet the required qualifications.

Misconception #3: PhilHealth is Expensive

PhilHealth may seem expensive for some Filipinos, especially those who do not have stable jobs or means of earning a steady income. However, PhilHealth membership is relatively cheap, with an average monthly contribution of only PHP 350. Depending on their income level, some Filipinos are even eligible for free PhilHealth coverage.

Misconception #4: PhilHealth Coverage is Limited

Some Filipinos believe that PhilHealth only provides limited coverage, and that there are many exclusions. While there are some procedures that are not covered by PhilHealth, such as cosmetic surgery and non-emergency dental procedures, the number of procedures covered by PhilHealth has increased over the years. As a result, many Filipinos can now avail themselves of a broader range of healthcare services covered by PhilHealth.

Misconception #5: PhilHealth is Not Reliable

Some Filipinos doubt the reliability of PhilHealth. However, despite the challenges that PhilHealth has faced over the years, the organization remains a reliable means of access to healthcare in the Philippines. With a commitment to providing universal health coverage, PhilHealth has continually adapted and innovated to meet the ever-changing needs of Filipinos.

Conclusion:

In conclusion, PhilHealth has played an essential role in improving the healthcare system in the Philippines. There are many misconceptions about PhilHealth that need to be addressed to help Filipinos better understand the benefits and importance of PhilHealth. Through this article, we hope to have shed light on some of the most common misunderstandings. By knowing the truth, Filipinos can make informed decisions about their healthcare and confidence in PhilHealth as their primary healthcare program provider.

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