10 Free Personal Finance Apps That Will Help You Save Money
Introduction
Managing money can be a daunting task for many people, but with the help of personal finance apps, you can easily track your expenses, make savings, and stay on top of your finances. In this article, we will discuss ten free personal finance apps that will help you save money.
1. Mint
Mint is a popular personal finance app that brings all of your accounts, cards, and transactions in one place. It provides budgeting tools, personalized savings tips, and free credit checks. Moreover, Mint categorizes your spending and suggests ways to reduce unnecessary expenses. You can also set financial goals and track your progress on the app.
2. Acorns
Acorns is a micro-investment app that rounds up your purchases and invests the difference in commission-free exchange-traded funds (ETFs). The app also has a feature called Found Money, which gives you cashback when you shop with their partner brands.
3. PocketGuard
PocketGuard is a budgeting app that shows you how much money you have left to spend after accounting for bills, savings, and goals. It also helps you find ways to save money by comparing prices and identifying subscriptions you no longer need. Additionally, PocketGuard offers insights into your spending habits and sends you alerts when your bills are due.
4. You Need a Budget
You Need a Budget (YNAB) is a personal finance app that helps you get out of debt and save money. It focuses on the principles of zero-based budgeting, which means you assign every dollar a specific job. YNAB also tracks your expenses, provides detailed reports, and offers a supportive community to help you stay on track.
5. Personal Capital
Personal Capital is a wealth management app that tracks your investments, retirement accounts, and net worth. It also offers services such as financial planning, portfolio management, and retirement income planning. You can set financial goals and create customized investment strategies with the help of Certified Financial Planners.
6. Trim
Trim is a personal finance app that helps you save money by canceling unnecessary subscriptions and negotiating bills on your behalf. The app can also analyze your spending and find ways to cut expenses. Moreover, Trim offers a high-yield savings account that earns 0.30% APY.
7. Goodbudget
Goodbudget is a budgeting app that uses the envelope budgeting method, which means you allocate your money into different categories such as groceries, entertainment, and transportation. The app provides insights into your spending habits and sends you warnings when you’re overspending. Furthermore, Goodbudget offers a shared budget feature that allows you to collaborate with family or friends.
8. Honeyfi
Honeyfi is a personal finance app designed for couples. It enables you to track your joint and individual accounts, set financial goals, and communicate with each other about money matters. The app also categorizes your expenses and highlights areas where you can save money as a couple.
9. Tiller Money
Tiller Money is a personal finance app that automates your spreadsheets and enables you to track your spending by linking it to your bank accounts. You can use pre-built templates or create your own custom ones. Moreover, Tiller Money provides a budgeting tool and gives you access to your financial data in Google Sheets or Excel.
10. Robinhood
Robinhood is an investment app that offers commission-free trading for stocks, ETFs, and cryptocurrencies. The app also provides market news, educational resources, and a community of investors. Additionally, Robinhood offers options trading and gives you access to fractional shares.
Conclusion
Personal finance apps are great tools to help you save money, budget, and plan for your financial future. The ten apps discussed in this article are free and offer a variety of features to suit different needs and lifestyles. By using these apps, you can take control of your finances and achieve your financial goals.
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